The rules for using modernearner.com. Plain English, no surprises.
By accessing or using modernearner.com, you agree to these terms. If you disagree with any part, please don't use the site. We may update these terms; the "Last updated" date at the top reflects the current version.
ModernEarner is an editorial publication. We publish reviews, comparisons, and guides about software tools, financial services, and gadgets for solopreneurs, freelancers, remote workers, and Filipinos earning online. We are not a broker, a bank, an advisor, or a regulated financial services firm.
Articles on ModernEarner are for general information and education only. Nothing here constitutes financial advice, investment advice, tax advice, legal advice, or a recommendation specific to your personal situation. Pricing, fees, and product features change frequently — verify with the merchant before making a decision. Investment products carry risk, including loss of principal. Past performance does not predict future returns. Consult a licensed professional for advice on your individual circumstances.
Many articles contain affiliate links. We earn a commission if you sign up for a paid product via our link, at no additional cost to you. Every article that uses affiliate links discloses this at the end of the article. Our recommendations are not influenced by which merchant pays the highest commission. See our Editorial Standards for the full editorial-independence policy.
We try hard to get facts right. Every article goes through a documented fact-check before publishing, with sources cited. But:
The site and its content are provided "as is," without warranty of any kind, express or implied. We disclaim warranties of merchantability, fitness for a particular purpose, and non-infringement, to the maximum extent permitted by law.
To the maximum extent permitted by law, ModernEarner, its operators, and its contributors are not liable for any indirect, incidental, consequential, special, or exemplary damages arising from your use of this site or any third-party product you bought after reading about it here. Your sole remedy is to stop using the site.
The site links to third-party products and websites. We don't operate those services. If you sign up for a product we reviewed, your relationship is with the merchant, governed by their terms. We're not responsible for their actions, fees, outages, or data practices. If a merchant changes terms after we've reviewed them, we update the article when we notice, but we can't catch every change.
Articles, images, and design on modernearner.com are owned by us or licensed for our use. You may quote short excerpts (under 100 words) with attribution and a link back. You may not republish whole articles, copy our design, or use our logo without written permission.
If you believe content on this site infringes your copyright, send a DMCA-style notice to hello@modernearner.com with: a description of the work, the infringing URL, your contact info, and a good-faith statement that you're the rights holder or authorized agent.
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We can take down articles, change content, or block access to the site at any time, for any reason, without notice. You can stop using the site at any time.
These terms are governed by the laws of the Philippines (operator's jurisdiction), without regard to conflict-of-laws principles. Disputes that can't be resolved by email will be brought in the appropriate courts in the Philippines, except where local consumer-protection law gives you a different right.
Questions about these terms: hello@modernearner.com, or via the contact page.